SBI Card has revised its late payment charges, effective May 1, 2026, impacting lower outstanding amounts. A new Rs 100 penalty now applies for dues between Rs 100 and Rs 500.
Visa card payments in the UAE are now faster. Visa has partnered with Emirates NBD for local processing of card transactions in UAE Dirhams. This means domestic Visa card payments for shopping, dining, and travel will be processed locally. Consumers will experience quicker transactions without any changes to how they use their cards.
Non-resident Indians can now get credit cards in India. These cards offer benefits for spending both in India and abroad. Several banks like ICICI, IDFC FIRST, Kotak, and Axis Bank provide options. Features include reward points, lounge access, and waivers on fuel and foreign transactions. Applicants need to provide specific documents for approval.
Regular shoppers can significantly boost savings with the right credit card, earning cashback, reward points, and discounts on various platforms. Cards like Flipkart Axis Bank, IDFC First SWYP, SBI Simply Click, Tata NEU Plus HDFC, and Amazon Pay ICICI offer attractive features tailored to spending habits, helping users maximize rewards and reduce costs.
Entertainment enthusiasts can now make their movie nights and dining experiences more affordable with specially designed credit cards. Cards like the PVR Inox Kotak, Axis My Zone, RBL Bank Play, and IDFC First Millenia offer attractive benefits such as movie ticket discounts, free subscriptions, and food deals.
HDFC Bank is revising its Regalia Gold and Diners Privilege credit card benefits, including reward structures and lounge access, effective May 15 and July 1, 2026. Key changes involve reward point accrual, dynamic currency conversion fees, and spend-based lounge access criteria for both cardholders.
The young spend because they are optimistic and fearless about the future. We freeze at the idea of letting go because we worry about the rainy day. We know that we are so much better off and don’t have to worry about the future. Yet, we don’t know how to spend and indulge with a carefree heart that is not anxious.
SBI Card is changing its popular Cashback SBI Card benefits from April 1, 2026. Online spending cashback is capped at Rs 2,000, and offline spending cashback is also capped at Rs 2,000.
YES Bank is adjusting its credit card fee rules. Starting April 1, 2026, higher spending limits will apply before fees are charged on utility, transportation, and digital wallet transactions. These changes aim to benefit cardholders by increasing the threshold for various spending categories. The bank is modifying these thresholds across different card types, offering more flexibility to customers.
SBI Card is implementing significant changes to its reward points redemption policy, effective April 1, 2026. A monthly cap of 60,000 reward points for statement credit will be introduced for most cards, with redemptions now requiring multiples of 4,000 points. Additionally, forfeiture timelines for promotional offer reward points are being updated from January 2026.
HDFC Bank has significantly increased the annual spending requirement for its premium Infinia credit card fee waiver, raising it from Rs 10 lakh to Rs 18 lakh. Alternatively, customers can maintain a Relationship Value of Rs 50 lakh to retain their card's exclusive benefits. These revised norms aim to make it more challenging for customers to keep their premium privileges.
The Budget has withdrawn existing duty concessions on imported coffee roasting, brewing and vending machines. Industry executives said the change in customs duty comes amid pressure from currency movements.
ICICI Bank is implementing significant credit card benefit changes effective February 1, 2025. Key updates include the discontinuation of BookMyShow movie benefits on select cards and revised reward point structures for transport and insurance spends.
Major Indian banks, including SBI Card, HDFC Bank, and ICICI Bank, are introducing significant changes to their credit and debit card programs. These updates, effective from January 2026, will affect reward structures, fees, and importantly, airport lounge access. Cardholders should be aware of these revisions to understand how their benefits and spending limits will be impacted, especially for travel.
ICICI Bank is updating its credit card offerings. New rules for rewards, benefits, and fees will take effect on January 15, 2026. Cardholders should review changes to reward points, BookMyShow benefits, and various transaction fees. These revisions will affect spending habits and how cardholders earn rewards. Specific changes apply to cards like Emeralde Metal and Times Black.
As more Indians relocate abroad, the demand for international money transfers is rising for various purposes like education and investments. Understanding the costs involved, including exchange rates, fees, and taxes, is crucial. This article reviews prominent online platforms like Niyo, Thomas Cook, and BookMyForex to help users save time and money on remittances.
ICICI Bank is introducing new credit card charges effective January-February 2026. A 2% fee will apply to online gaming transactions, and a 1% fee will be levied on transportation spending exceeding Rs 50,000. These changes also impact third-party wallet loads and other credit card features.
Discover top low-fee credit cards in India offering airport lounge access and attractive rewards. These cards provide benefits like unlimited domestic lounge access, cashback, reward points, and travel perks, catering to both frequent flyers and everyday spenders. Explore options with zero joining fees and significant savings on international transactions.
Choosing your first credit card requires understanding base conversion rates, category bonuses, and redemption values. Learn how reward points work, which cards suit different spending patterns and how to maximize value through accelerated rewards and partner ecosystems. Compare milestone benefits, annual fees, and card recommendations for beginners.
Travellers can get a same-day forex card and currency note delivery, even on weekends, along with a Pay-on-Delivery option for currency notes. This move aims to simplify and expedite forex purchases for travellers, addressing the common need for quick access to foreign currency, especially close to travel dates.
What about the risks associated with credit cards? The cards can be skimmed, for instance. Fortunately, credit card technology has moved to chip validation. Also, in India, the Reserve Bank of India requires twofactor authentication for card-not-present transactions. This helps prevent most fraudulent transactions.
RBL Bank has launched two new premium credit cards: LUMIÈRE and NOVA. LUMIÈRE, an invitation-only metal card, offers exclusive luxury experiences and personalized services for Rs 50,000 annually. NOVA targets frequent travelers with 6% value back on bookings and 10% restaurant savings, priced at Rs 12,500 annually.
SBI Card is implementing new fees effective November 1, 2025. Users will face a 1% charge on education payments made via third-party apps, though direct payments to institutions remain free. Additionally, a 1% fee will apply to wallet loads exceeding Rs 1,000.
Banks don’t like people who game their systems to procure ‘ill-gotten’ reward points and have gone after them in a big way over time. Some of these measures include shutting down points on high-value purchases, such as jewellery, altogether. Here, a whole bunch of genuine users have suffered due to the deeds of a few.
SBI Card unveils its 'Khushiyan Unlimited' campaign, offering over 1250 merchant-funded deals, cashback, and instant discounts for its credit card holders. This festive initiative covers various spending categories like e-commerce, jewellery, and groceries. Special EMI offers provide up to 27.5% instant discount on consumer durables and electronics. Several SBI credit cards are highlighted for their unique benefits and rewards.
Reliance SBI credit cardholders will enjoy increased reward points on Ajio and JioMart purchases starting October 1, 2025, with PRIME users earning 20 points and non-PRIME users 10 points per Rs 100 spent. Additionally, SBI Card will introduce a 1% transaction fee on education payments via third-party apps and wallet loads over Rs 1,000 from November 1, 2025.
SBI Card will implement new fees from November 1, 2025. The new charges will apply to select transactions such as education-related payments and wallet loads, as outlined in SBI Card’s.
SBI Card and IndiGo introduce the IndiGo SBI Card. This card is part of the IndiGo BluChip loyalty program. Cardholders can earn rewards on purchases. The premium card comes in two variants.
International airlines’ co-branded cards focus on attracting more Indians to their loyalty programs and rolling out the red carpet. International airlines are now capitalising on this gap. All major West Asian carriers, along with Lufthansa in the West and Singapore Airlines in the East, have co-branded partnerships in India, offering appealing benefits to their cardholders.
NPCI has increased the per-transaction and 24-hour aggregate UPI limits for specific categories, effective September 15, 2025. Capital markets, insurance, and government e-Market Place transactions now have a Rs 5 lakh per-transaction limit and a Rs 10 lakh daily limit. Credit card payments and collections will also see increased limits, enhancing convenience for high-value transactions with verified merchants.
SBI Card will automatically migrate existing Credit Card Protection Plan (CPP) customers to updated plan variants upon policy renewal starting September 16, 2025. Customers will receive notifications via SMS and email 24 hours before the renewal. The updated CPP offers benefits like card blocking, emergency travel assistance, fraud protection, and mobile wallet protection, with Classic, Premium, and Platinum options available.
SBI credit card rule change: Starting December 1, 2024, SBI has done away with reward points on various digital gaming platforms for some of its credit cards. Some of these cards include Gold Defense SBI Card, SBI Card Platinum and Prime. Effective this month, SBI will levy a fee on all utility payments that go beyond a certain limit in a single billing cycle. Read on to know about SBI credit cards that have been affected, and the fee charged.
With the rewards boost, banks are hoping not just to keep their high net-worth individuals (HNIs) and mass affluent customers happy and engaged, but also to make a neat profit on them, given that their portals have a slightly higher fare compared to booking directly with the airline or hotels.
