HIGHEST INTEREST SAVINGS ACCOUNTS
CSB Bank cautious on gold loans, focuses on wholesale business, says MD Pralay Mondal
CSB Bank, a lender backed by Prem Watsa, is adopting a cautious stance on gold loans following global uncertainties. The bank intends to shift its focus towards wholesale and small business lending. Having completed its digital transformation, CSB Bank is now poised to expand its product offerings.
Why Americans are more afraid of running out of money than death: Retirement confidence hits new low, reports say
Americans are feeling more worried about retirement and money safety. Inflation, rising costs, and market ups and downs are causing fear. Many people lack clear financial plans. Experts say money alone is not enough for peace of mind. Good planning, stable income sources, and cash savings help build real confidence and reduce stress about the future.
Will your student loan plan be removed after July 1? SAVE repayment plan ends as new student loan rules begin in 2026
Student loan rules are changing soon. Some plans are ending while new ones are coming. The SAVE plan is already removed. From July 1, 2026, many borrowers will have fewer repayment choices. New plans like RAP will depend on income. Your loan date will decide your options. Borrowers must check their plans early to avoid confusion and sudden changes later.
PPF retirement corpus calculator: How much tax-free wealth can Rs 1.50 lakh yearly investment in PPF generate in 20 years?
Investing Rs 1.5 lakh annually in Public Provident Fund for 20 years can yield a tax-free retirement corpus exceeding Rs 66 lakh. This popular scheme offers a fixed interest rate, with compounding significantly boosting returns. PPF accounts mature in 15 years but can be extended for further growth, providing a robust wealth creation avenue.
RBI rate cuts partly passed on to borrowers in FY26, lending rates fall but not fully: Report
RBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy reduction. While weighted average lending rates fell by 93 basis points, the transmission varied across bank types and loan segments, leading to estimated borrower savings of Rs 19,000 crore.
Ambuja Cements shares drop over 2% after Q4 results. What Jefferies and Nomura are saying
Ambuja Cements shares fell despite strong Q4 results, where net profit jumped 78% year-on-year to Rs 1,830 crore and revenue rose 10% to Rs 10,892 crore. Profit also surged sharply on a sequential basis, but the stock declined, suggesting muted market reaction despite robust earnings.
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Smarter fraud protection begins when you separate your money
India's digital payments are booming, but using a single savings account for all transactions risks your core savings. A smarter approach involves separating spending and savings. Utilize your main account for significant commitments and a Safe Second Account for daily expenses, ensuring your primary funds remain protected.
Federal Bank eyes long-term value creation from SCB Card portfolio acquisition
Federal Bank is acquiring Standard Chartered's credit card portfolio, gaining a high-quality, younger customer base with strong credit scores. The deal presents significant cross-selling opportunities for Federal Bank to expand its product offerings. However, customer attrition and geographic reach are potential challenges that the bank aims to mitigate.
CSB Bank Q4 profit rises 6% on lower provisions, growth steady
CSB Bank reported 6% Q4 profit growth aided by lower provisions despite higher costs and weaker income. Margins improved, while advances and deposits showed strong growth. Asset quality improved sequentially but weakened year-on-year, reflecting mixed operational performance.
Savings account interest rates up to 7.6%: Check this bank’s revised slabs for domestic, NRE, NRO accounts
Savings account interest rates: Suryoday Small Finance Bank has updated its savings account and fixed deposit interest rates. Effective May 1, 2026, savings accounts will offer up to 7.60% interest on higher balances.
MahaRERA cracks down on errant builders; issues notices over 8,212 projects
MahaRERA is taking strict action against over 8,000 housing projects. These developers failed to submit mandatory quarterly progress reports on time. This includes many projects in the Mumbai Metropolitan Region. MahaRERA has issued show-cause notices. Developers have 60 days to comply. Failure could lead to severe penalties, including project registration cancellation.
What is Capital One settlement? Who qualifies and what it means for customers after judge approves $425 million settlement
Capital One has agreed to a $425 million settlement over claims its 360 Savings accounts misled customers about interest rates. Eligible customers, who held these accounts between September 2019 and June 2025, will receive payouts based on the difference in interest earned compared to newer accounts. Payments are anticipated by July 2026, pending no appeals.
Mobile money doubles to $2 trillion in 4 years as digital payments surge globally: Report
Global mobile money transactions surpassed $2 trillion in 2025, doubling in value within four years. This growth is fueled by increased user activity and a shift towards everyday merchant payments, which saw a 42% rise. Providers are also expanding into savings and insurance, boosting sector profitability despite ongoing regulatory and fraud challenges.
Highest FD interest rates for senior citizens in May 2026: PSU vs private vs small finance banks with their top fixed deposit schemes
Senior citizens seeking stable income and market-risk-free returns often turn to fixed deposits. Banks commonly offer enhanced interest rates for senior citizens, along with benefits like premature withdrawal, loan options, and sweep-in facilities. This article explores the highest FD rates available from PSU, private, and small finance banks for this demographic.
Free $1,000 retirement boost? Donald Trump IRA offer — hidden rules to enroll fast
TrumpIRA enrollment $1000 match eligibility guide is gaining major attention as the U.S. plans a new retirement access system launching in 2027. Nearly 22 million workers without employer 401(k) plans may finally get direct IRA access through TrumpIRA.gov. This shift marks a major update in retirement savings USA, IRA account opening online, and government retirement match programs. The TrumpIRA enrollment process will allow users to open low-cost IRAs, compare providers, and start saving easily.
Can Trump’s $1,000 IRA match executive order finally bring 56 million Americans without 401(k) access into retirement security? Here's who actually qualifies for this benefit
US President Donald Trump IRA Trump retirement plan executive order: Will $1000 IRA Match Transform Savings. For decades, retirement security has depended heavily on employer-sponsored plans like the 401(k), quietly leaving nearly 56 million workers outside the system. These are gig workers, small business employees, part-time staff, and millions navigating unstable incomes.
Changing jobs? This 401(k) mistake could cost you big — read before you cash out
Many workers in the US are facing problems with 401(k) retirement savings because they change jobs often. The system is old and not well connected, making it hard to move money easily. This leads to multiple accounts or early withdrawals. Experts say improving digital systems and keeping money invested can help people grow better retirement savings in the long term.
NRI but using resident savings account? Here’s what you must know about NRE, NRO, and FEMA rules
NRIs must update their Indian bank accounts to NRE or NRO status to comply with FEMA regulations. Failing to do so can result in significant penalties and operational issues. Understanding the differences between NRE and NRO accounts is crucial for managing finances effectively abroad.
EPFO member alert! Have old, inoperative EPF account? E-PRAAPTI portal will soon help you track it easily
The Employees Provident Fund Organisation is introducing E-PRAAPTI, a new digital portal. This platform will assist members in finding, tracking, and linking their old or inactive EPF accounts. The portal uses Aadhaar-based authentication for secure access. It aims to benefit employees who worked before the UAN system. This initiative will streamline the process of managing past EPF accounts.
920 upvotes expose warning on Reddit: The hidden mistake with your 401(k) retirement plan that turns a layoff into full-blown financial panic overnight
A young worker followed smart money advice but still faced trouble after suddenly losing his job. His savings were strong, but most of it was not easy to use in an emergency. This story shows why having flexible cash savings is important. It explains simple money risks and why balance in saving and investing matters for real life situations.
Max your 401(k) or not? The smart rule that could boost your retirement
A 401(k) is a popular way to save for retirement and grow money over time. It gives tax benefits and sometimes free money from employers. But putting all money into it is not always the best choice. People should think about debt, emergency savings, and future plans before deciding how much to invest in a 401(k).
Do you need to file a claim for the Capital One $425 million class-action settlement? here’s who qualifies, how much payout you could receive, and when payments arrive in 2026
The Capital One $425 million class-action settlement now moves toward payouts, affecting millions of savings customers. This case targets the gap between low-rate 360 Savings accounts and higher-yield alternatives. Many users earned nearly 0.3% while newer accounts crossed 4%. That difference quietly reduced real returns over years. If you held a qualifying account between 2019 and 2025, you may be eligible. The Capital One $425 million class-action settlement payout depends on balance size and duration. Most payments will be automatic, with no claim required.
Has Sukanya Samriddhi Account interest rate revised for this quarter (April-June 2026)?
Sukanya Samriddhi Account interest rate: The Sukanya Samriddhi Account (SSA) currently offers an 8.2% annual interest rate, compounded annually, with revisions occurring quarterly. This government-backed scheme allows parents to invest for their daughter's long-term financial future, with contributions required for 15 years and a maturity term of 21 years.
Highest 444-day FD interest rates from PSU banks: Which bank offers highest interest rate on 444-day fixed deposit scheme?
Many leading PSU banks offer the 444-day FD at attractive interest rates to general, senior and super senior citizens. From State Bank of India’s ‘Amrit Vrishti’ scheme to similar offerings by Indian Bank, Bank of Baroda and Canara Bank, these 444-day FDs offer up to 6.60% interest rate to general citizens.
Claim your cash now! Capital One $425 million settlement — here’s how to get paid
Capital One settlement 2026 explained: Capital One has agreed to a $425 million settlement. Eligible customers with 360 Savings accounts will receive payments automatically. This case involved the bank's handling of its savings accounts. The settlement aims to compensate customers who may have missed out on higher interest rates. Payments will be sent out soon to affected account holders.
NSC interest rate 2026: Has National Savings Certificate interest rate changed for April-June quarter?
National Savings Certificate interest rate: The National Savings Certificate offers an attractive interest rate for the April-June 2026 quarter. This government-backed scheme provides a fixed income option for small investors.
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